At least 40 cr individuals don’t have any financial protection for health: Niti Aayog | At least 40 crore people in the country have no financial security for health: NITI Aayog


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At least 40 crore people in the country have no financial security for health: NITI Aayog

New Delhi: In the absence of affordable health insurance products, at least 30 percent of the country’s population i.e. 400 million people have no financial security in the form of insurance. This is stated in a report of NITI Aayog. The report titled ‘Health Insurance for India’s Missing Middle’ said that the expansion of health insurance coverage is an essential step in India’s effort to achieve Universal Health Coverage (UHC).

“At least 30 per cent of the population, or 40 crore individuals, are deprived of any financial security for health,” the report said. In the report, he has been called the ‘missing middle’. In the absence of a low-cost health insurance product, these people do not have health insurance despite the ability to pay cheap premiums. These are people between the marginalized poor classes and the relatively affluent organized sector.

The report said that the Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) was launched in September 2018 and the state government schemes provide comprehensive cover for hospital treatment to 50 per cent of the poor population i.e. around 70 crore persons. . About 20 percent of the population or 25 crore individuals are covered through social health insurance, and private health insurance. It said, “The remaining 30 percent of the population is deprived of health insurance. The actual coverage gap in PMJAY and the duplication between the schemes has resulted in a higher actual uninsured population.



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